The value of having a financial plan
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Also proven to help you save at higher rates, financial planning has demonstrated to be significantly effective for securing your financial affairs.
Owning a second property has its luxuries. Whether it’s used for winter family ski trips or summer vacations on the lake, you may find yourself with extra tax obligations associated with the property.
It’s finally here. After years of saving, planning, and dreaming, your retirement is just around the corner. Maybe you've already begun withdrawing your retirement savings, or maybe you’re just about to. Either way, we need to talk about the potential impact of sequence risk (also known as sequence of return risk) on your retirement savings.
You work hard for your money (cue Donna Summer). You’ve been smart and built a team of advisors, some of whom have helped you to incorporate your business. Incorporating your business can provide immediate tax relief, a layer of creditor protection, and may also allow for your business to succeed well into the future. But with success comes the question: What do you do with your growing cash?
A carefully drafted or updated will is crucial to make sure you accomplish your Estate goals, but it is only one tool in the kit! Spending time with a trusted advisor to adequately discover your goals and build out your family vision is a necessity. The best time to start planning and create the efficiencies and peace of mind is now.
September always brings about a feeling of re-set or renewal; it means back to school for kids or the starting of post-secondary studies. RESP funds can be used for tuition, accommodations, books or other costs connected to a young adult’s education, so what do you need to know about accessing the funds?
While the insurance world has typically not been associated with leading on the technology front, recent world events have created many new developments in the insurance sphere. Read below to learn about how the insurance process has been streamlined and simplified!
Life Insurance can often be the ideal solution to address taxes payable by the estate of someone who has passed away and provide estate liquidity. However, accessing this insurance later in life, can come at significant costs and individuals may prefer to have their money invested in assets other than a insurance policy.
Sagium has been involved in workplace campaigns with the United Way for many years now as supporting our community has always been a core value, and helping the United Way to help other Calgarians has been a great way to make an impact. We are honoured to be selected as an award winner, and excited to continue the work in our community.