Investment Management
At the end of the day, your investments should be made based on what’s best for you.
Services
Investment Advisors
There are several different types of investment advisors in Canada, each with distinct qualifications, licenses, and approaches. Understanding these differences can make it easier to decide which type of investor meets your needs.
Types of advisors
“The client comes first, I believe this is so true. Ensuring the experience they have is a positive one is the most rewarding part of my job.”
Michele Peterson
Strategic Partners
Kinsted Wealth
Call it a little quantitative chemistry, as we partnered with Kinsted to add a discretionary manager role. We formed this relationship based on shared values and a belief in delivering services the way we wanted our finances managed.
Meet Kinsted WealthQV Investors
Balancing preservation with growth takes patience and discipline. QV’s research-driven, risk-managed approach focuses on quality businesses and long-term wealth creation, aiming to deliver enduring performance and peace of mind through changing markets.
Meet QV InvestorsNorthfront
Northfront Financial's values guide every action taken in service of their clients. Aligned in purpose and philosophy with Sagium, Northfront offers exclusive access to private boutique investments, giving clients clarity, confidence, and the edge that sets remarkable portfolios apart.
Meet NorthfrontCidel
Cidel Private Bank has been a trusted partner to high-net-worth individuals, families, and institutions since 1999. From Asset Management, Trust and Corporate Services to Specialized Private Banking services, Cidel actively manages every aspect of their clients’ wealth by creating tailored solutions to help them reach their financial goals.
Meet Cidel
A constant and steady process
Investment—or portfolio—management can look very different for different people.
You and your family have a unique set of needs and wants, and your investment portfolio should reflect that. For instance, you might want your portfolio to provide ongoing income during retirement, or you might prefer to put a long-term growth plan in place so you can enjoy retirement at some point further down the road. Investment management is a constant, steady process that should adjust at different stages of your life.
Your goals guide how your assets are allocated, which affects your targeted rate of return. Depending on your preferred level of risk tolerance, this might involve equity investments like stocks, or fixed income like bonds. Recently, investment opportunities have expanded to include a broader range of assets, including farmland, infrastructure, and private equity, allowing for a more diversified portfolio that reduces risk.
Frequently Asked Questions
How do investment management firms earn money?
Investment management firms earn their money from a fee paid in return for their management services. It’s only natural to seek out the lowest price, but be sure to consider:
- What value do you receive for the fee?
- Is there complete transparency regarding how the fee is paid, and who it goes to?
How do I pay the lowest management fee possible?
If your primary concern is achieving the lowest fee, you can expect to receive a lower level of service. Fees tend to lack transparency, and hidden or trailer fees usually slip by unnoticed. There can also be an inherent conflict of interest, depending on how the fee is received. Be sure to ask:
- Are your manager’s fees based on the number of transactions placed?
- Are your manager’s fees based on what you invest in?
